Laxmi Bank, the 16th commercial bank in the country, had a soft opening on 1st April, 2002 and commenced full-fledged operation as of mid May 2002. Paid up capital of the Bank currently stands at NPR 610 million. The Bank is promoted by Khetan Group along with other business groups in Nepal. The promoter groups command tremendous goodwill and wield considerable influence in Nepal.
Laxmi Bank installed a world class banking software - Flexcube, to ensure delivery of reliable and quality service to clients. Flexcube is among the best banking systems in the world with over 100 financial institutions worldwide having embraced it. This system enables the bank to provide safe, seamless and reliable service to clients through a complete range of delivery channels including mobile and internet devices.
Laxmi Bank has a strong commitment to safety of customers' deposits, confidentiality, professionalism, transparency, good governance and sound business growth. The bank strives to break free from traditional banking to give a whole new meaning to banking business. It believes in working closely with its customers in order to improvise and provide customized banking solutions that suit the financial needs of the customers. Laxmi Bank is driven with the philosophy of being open-minded, approachable and has a respect for every customer relationship - big or small.
The bank has put together a number of policy guidelines to ensure good governance, good management practices and sound business growth. A performance-oriented culture has been injected. The management team comprises of seasoned professionals having had long, successful experiences in the banking arena thus providing a unique opportunity to adopt best practices and improvise.
The bank provides a complete range of commercial banking services with SWIFT membership, internet banking and ATMs.
The bank currently have a branch in Birgunj - an industrial and commercial hub; Pokhara - a tourist paradise and Banepa - a small town that is developing at a rapid pace. Bank has also opened a full-fledged branch/corporate office in Hattisar, Kathmandu and has expanded its network to Biratnagar, Pulchowk-Patan, Narayangadh and Teku-Kathmandu.
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